Mortgage Calculators

Plan your finances with our suite of loan calculators

Loan Repayment Calculator

Calculate your loan repayments based on loan amount, interest rate and loan term.

Repayment Amount $2,998 per month
Total Interest $579,191
Total Repayments $1,079,191

Borrowing Power Calculator

Estimate how much you could borrow based on your income and expenses.

Estimated Borrowing Power $625,000
Monthly Repayment $3,747
Assessment Rate 9.0% Includes 3% buffer

Note: This is an estimate only. Actual borrowing capacity depends on individual circumstances, lender policies, and credit assessment. Contact us for an accurate assessment.

Stamp Duty Calculator

Calculate stamp duty (transfer duty) for all Australian states and territories.

Stamp Duty $31,335
First Home Buyer Concession $0
Total Government Fees $31,335
Transfer Fee ~$150

Note: Stamp duty rates change periodically. First home buyer concessions have various eligibility criteria. This calculator provides estimates only.

Extra Repayments Calculator

See how much time and interest you could save by making extra repayments.

Interest Saved $186,234
Time Saved 8 yrs 4 mths
New Loan Term 21 yrs 8 mths
Total Interest (with extra) $392,957

Refinance Savings Calculator

Compare your current loan with a new rate to see potential savings.

Current Loan
New Loan
Monthly Savings $267
Total Interest Saved $79,100
Current Monthly Repayment $3,040
New Monthly Repayment $2,773
Break-even Point 4 months

Loan Comparison Calculator

Compare two different loan options side by side.

Loan A
Loan B

Loan A

Monthly Repayment $3,070
Total Interest $601,560
Total Cost $1,105,160

Loan B

Monthly Repayment $2,968
Total Interest $568,480
Total Cost $1,068,480
Loan B saves you $36,680 over the life of the loan!

Need Help Understanding Your Options?

These calculators provide estimates only. For personalised advice on your home loan, speak with our team.

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