Plan your finances with our suite of loan calculators
Calculate your loan repayments based on loan amount, interest rate and loan term.
Estimate how much you could borrow based on your income and expenses.
Note: This is an estimate only. Actual borrowing capacity depends on individual circumstances, lender policies, and credit assessment. Contact us for an accurate assessment.
Calculate stamp duty (transfer duty) for all Australian states and territories.
Note: Stamp duty rates change periodically. First home buyer concessions have various eligibility criteria. This calculator provides estimates only.
See how much time and interest you could save by making extra repayments.
Compare your current loan with a new rate to see potential savings.
Compare two different loan options side by side.
Estimate the LMI cost when your deposit is less than 20% of the property price.
Note: LMI costs vary by lender and insurer. First home buyers may qualify for the First Home Guarantee scheme (5% deposit, no LMI). Price caps shown are effective from 1 October 2025. Contact us for specific quotes.
See how much interest and time you can save with an offset account.
Compare the financial outcomes of renting versus buying over time.
Note: This is a simplified comparison. Buying costs (stamp duty, maintenance, rates, insurance) and investment returns on deposit savings are not included. Contact us for a detailed analysis.
Estimate the tax benefit of negative gearing on an investment property.
Note: This is a simplified estimate. Actual tax outcomes depend on your total income, deductions, and ATO rules. Consult a tax professional for personalised advice.
Estimate your annual land tax based on unimproved land value, state, and owner type.
Note: Land tax is assessed on the unimproved value of land (not the property value) and applies to investment properties only. These are estimates based on 2025-26 rates — check your state revenue office for exact assessments.
These calculators provide estimates only. For personalised advice on your home loan, speak with our team.
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