Mortgages Simplified
Access 50+ lenders. Expert guidance. No-obligation consultation.
Access to Australia's Leading Lenders
Comprehensive mortgage solutions tailored to your needs. We guide you through every step with expert advice and personalized service.
Find the perfect home loan with competitive rates and flexible terms to suit your lifestyle and budget.
Expert guidance for first-time buyers, including government grants and incentives to help you get started.
Build your property portfolio with tailored investment loan solutions designed to maximize your returns.
Lower your interest rates or access equity in your home. We'll find a better deal for you.
Building your dream home? We offer specialized construction finance with progress payment options.
Simplify your finances by combining multiple debts into one manageable payment with a lower rate.
Getting your home loan sorted is easier than you think. Here's our simple 4-step process.
Schedule a no-obligation chat with us. We'll discuss your goals, financial situation, and what you're looking for.
We compare 50+ lenders to find the most competitive rates and features that suit your needs.
From application to approval, we manage all the complex paperwork and liaise with lenders on your behalf.
We guide you through settlement and stay in touch to ensure your loan continues to work for you.
Looking to buy a new home or invest in property? Schedule a complimentary, no-obligation consultation with JMD Mortgages. Our property financing services will help you find the right mortgage solution tailored to your unique financial situation and goals.
Let us guide you through the process with expert advice and personalized service.
We understand that every client's financial situation is unique. We pride ourselves on delivering personalized and expert advice.
Every client's financial situation is unique. We tailor our recommendations to match your specific needs and goals.
Our team is dedicated to helping you make informed decisions about your property financing with expert knowledge.
We provide a stress-free experience throughout the mortgage process, handling all the complex paperwork for you.
Access to over 50 leading lenders means we can find the most competitive rates and terms for your situation.
See what our clients have to say about working with JMD Mortgages.
See what our clients are saying about their experience with JMD Mortgages.
View Google ReviewsGot questions? We've got answers. Here are some common questions we get from clients.
Typically, you'll need at least 5-20% of the property price. With a 20% deposit, you avoid paying Lenders Mortgage Insurance (LMI). First home buyers may qualify for government schemes that allow purchases with just 5% deposit without LMI.
In most cases, our services come at no cost to you. We receive a commission from the lender when your loan settles. We'll always be transparent about any fees before you commit to anything.
Pre-approval can take 1-3 days with most lenders. Full approval typically takes 1-2 weeks, depending on your situation and the lender. We work to expedite the process wherever possible.
Generally, you'll need: proof of identity (passport/driver's licence), proof of income (payslips, tax returns), bank statements, details of assets and liabilities, and information about the property. We'll provide a complete checklist during your consultation.
It depends on your circumstances and risk tolerance. Fixed rates offer certainty, while variable rates offer flexibility. Many clients choose a split loan with both. We'll help you understand the pros and cons of each option.
Yes, we work with a range of lenders, including some that specialize in non-conforming loans. We'll assess your situation and find options that may work for you, even if you've had credit issues in the past.
Stay informed with the latest mortgage news, market updates, and helpful tips for property buyers.
After the RBA rate hike to 3.85%, should you lock in a fixed rate, stay variable, or split? Compare rates, pros and cons, and real cost scenarios.
Read More →The Reserve Bank has raised the cash rate by 0.25% to 3.85% - the first hike since November 2023. See how much your repayments will increase and what experts predict next.
Read More →Banks reward new customers with lower rates while overcharging loyal ones. Find out if you're paying a loyalty tax and 3 ways to fight back.
Read More →Save up to $5,000+ a year by switching lenders. Step-by-step refinancing guide with real savings calculations.
Read More →Experts forecast 5-8% national growth. Sydney median heading towards $1.92M. See city-by-city predictions.
Read More →Australians refinanced over 618,000 loans in the past year. With rates as low as 4.85%, switching could save up to $647 per month.
Read More →Ready to take the next step? Contact us today for a no-obligation consultation. We're here to help you achieve your property goals.