Stay informed with the latest mortgage news and market insights
Buying a house-and-land package, building on your own block, or doing a knockdown rebuild? Here's how construction loans work, how drawdowns are structured, and what to watch out for before you sign.
Read Full Article →Rockhampton +19.2%, Toowoomba +17.8%, Launceston +17.5%. Regional cities are growing twice as fast as the capitals. Here's what the PropTrack data shows and the risks every buyer needs to understand.
Read Full Article →All four banks tip a hike to 4.35% — not seen since late 2011. CBA calls it a "line ball." The number that decides it drops April 29. Here's what every borrower should do now.
Read Full Article →The MFAA's latest survey shows borrower confidence has collapsed. The cruel twist: most people who want to refinance to a cheaper rate are being blocked by the rules designed to protect them.
Read Full Article →Fuel up ~$1/litre since February, groceries up 3.1%, and the cash rate at 4.10% with Westpac tipping 4.85% by August. Here's what it means for your mortgage — and why Easter spending itself feeds inflation.
Read Full Article →Two rate hikes, a listings surge, and an affordability ceiling squeezing buyers. Cotality's latest data shows Sydney values flat to slightly negative for the quarter. Here's what's driving it.
Read Full Article →Three consecutive weeks below 70%. Volumes 78% above year-ago. Buyer depth fading. Here's what the week ending March 29 data says about where Sydney's market stands heading into Easter.
Read Full Article →Most borrowers focus on salary when applying for a home loan. But lenders assess spending too — using a benchmark called HEM. Here's how it works and what actually changes your borrowing capacity.
Read Full Article →Rolling credit cards, personal loans, and other debts into your mortgage can slash your monthly repayments — but it's not always the right move. Here's how it works in 2026 and when it makes sense.
Read Full Article →APRA's 3% serviceability buffer reduces every Australian's borrowing power by tens of thousands. Here's what it is, why it exists, how it's calculated, and whether it should change in 2026.
Read Full Article →Evergreen guides that don't go stale — covering the fundamentals of home loans, refinancing, and investment.
What different income levels can realistically borrow and what you can do to increase your borrowing capacity.
Read Guide →How each rate type works, what you pay in each scenario, and the key questions to ask before you decide.
Read Guide →The full refinancing process — when it makes sense, what it costs, and what to watch out for.
Read Guide →How offset accounts reduce your interest and what they actually save over a 30-year loan.
Read Guide →Documents required, income calculation methods, and tips to maximise approval chances as a business owner.
Read Guide →How to buy property inside a self-managed super fund — the rules, the borrowing structure, and who it genuinely suits.
Read Guide →Our team is here to help you navigate the changing mortgage landscape.
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