All mortgage news and updates from February 2026
Treasury is modelling a cut to the CGT discount from 50% to as low as 25%, and negative gearing may be capped. Here's what it means in dollar terms and what investors should do now.
Read Full Article →Domain's 2026 report shows Sydney has the longest deposit timeline in Australia. But the 20% deposit is a myth — here are smarter ways to buy sooner.
Read Full Article →Three of four big banks forecast rates rising to 4.10%. Sub-5% fixed deals are vanishing fast — borrowers have weeks, not months, to decide.
Read Full Article →FHB loans up 6.8%, investor lending at record $43 billion. Both groups are chasing the same affordable properties — and it's pushing prices up faster than the rest of the market.
Read Full Article →First home buyer investor loans are growing at 21% a year. How rentvesting works, the tax benefits, risks, and whether it's the right strategy for you.
Read Full Article →Land tax rates, thresholds, and surcharges for every Australian state and territory. VIC starts at just $50K while NSW won't tax you until $1.075M.
Read Full Article →Every first home buyer grant, stamp duty concession, and government scheme in all 8 states and territories. Complete comparison with eligibility rules and key deadlines.
Read Full Article →Brisbane and Perth up 16%+ in a year while Sydney and Melbourne barely move. Full city-by-city data and what's driving the divergence.
Read Full Article →ANZ, KPMG, and AMP all expect prices to keep rising. City-by-city predictions and what a potential May rate hike means for growth.
Read Full Article →Over 2,000 homes went under the hammer last week with 2,800+ scheduled next. Clearance rates above 70% signal strong demand despite the rate hike.
Read Full Article →Complete guide for business owners, sole traders, and contractors. Documents needed, income calculation methods, low doc vs full doc, and 7 tips to boost approval.
Read Full Article →8 proven steps to boost your credit rating, fix errors on your report, and get mortgage-ready faster. Some changes can show results within weeks.
Read Full Article →National rents up 43.9% in 5 years vs 17.5% wage growth. Renters now spend a record 33.4% of income on rent. In hundreds of suburbs, buying is now cheaper.
Read Full Article →Growth is slowing in QLD and WA boom suburbs while Victoria stages a genuine comeback. See where investor money is shifting and what it means.
Read Full Article →We're 200,000-300,000 homes short and building nowhere near enough. Why rate hikes haven't crashed prices and what it means for buyers.
Read Full Article →Clearance rates hit 71%+ despite the rate hike. Here's what it means and 7 tips for buying at auction in a competitive market.
Read Full Article →Average first home buyer loan hits $607,624 - a record 8.5% jump. With rate hikes and rising prices, are new buyers stretched too thin?
Read Full Article →NAB and Goldman Sachs predict another 0.25% rise in May. Here are 6 strategies to protect your mortgage before rates hit 4.10%.
Read Full Article →After the RBA rate hike to 3.85%, should you lock in a fixed rate, stay variable, or split? Compare rates, pros and cons, and real cost scenarios.
Read Full Article →Save up to $5,000+ a year by switching lenders. Step-by-step refinancing guide with real savings calculations and 5 costly mistakes to avoid.
Read Full Article →Banks reward new customers with lower rates while overcharging loyal ones. Find out if you're paying a loyalty tax and 3 ways to fight back.
Read Full Article →Buy a home with just a 2% deposit. The government contributes up to 40% of the purchase price. Find out if you're eligible and how it compares to other schemes.
Read Full Article →New debt-to-income caps could reduce how much you can borrow. See the impact by income level and 6 strategies to maximise your borrowing power.
Read Full Article →1 in 3 homeowners are struggling with repayments. 7 practical strategies to reduce mortgage stress including refinancing, hardship options, and more.
Read Full Article →Learn how an offset account can save you $100,000+ on your mortgage and cut years off your loan. Real examples and calculations inside.
Read Full Article →Everything landlords can claim on their investment property - interest, depreciation, repairs and more. Maximise your tax refund.
Read Full Article →Don't lose your dream home! Avoid these common mistakes that get loans rejected after pre-approval.
Read Full Article →See how much you can borrow based on your salary. Includes tables for $80k, $100k, $120k, $150k+ incomes and tips to maximise your borrowing power.
Read Full Article →Every grant, scheme, and stamp duty concession available to first home buyers in NSW. Save up to $56,000+ on your first home purchase.
Read Full Article →Realistic guide to deposit requirements in Sydney. See 5%, 10%, 20% deposit amounts, LMI costs, and ways to buy sooner with less.
Read Full Article →The Reserve Bank has raised the cash rate by 0.25% to 3.85% - the first hike since November 2023. See how much your repayments will increase.
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